This tool helps you compare Revolut plans (Standard, Plus, Premium, Metal, Ultra) available in Europe. It calculates potential monthly savings interest based on your balance and selected currency, considers plan fees, and even allows you to factor in the value of benefits you use to find the most cost-effective Revolut plan for your situation.

This is an unofficial tool based on publicly available Revolut plan information for European Economic Area (EEA) countries. Interest rates (APY), fees, and benefit values are subject to change by Revolut and may vary slightly by specific country within Europe. We strive for accuracy, but always double-check the latest details directly with Revolut before making a decision. The calculations themselves are standard financial formulas.

Enter your typical savings balance, select your country (for plan availability) and primary currency. The tool will calculate interest for your current selection. Then, explore the Benefits section - select the perks you actually use (like subscriptions, insurance) to see their value. The Overview & Recommendations section will then suggest the best plan based purely on net interest, and the best plan considering the combined value of interest plus your selected applicable benefits.

Best for Net Interest identifies the plan and currency giving the highest potential monthly interest after deducting the plan fee. Best Considering Benefits calculates the plan/currency that offers the highest combined value, which is (Net Interest + Value of *Your Selected* Benefits Applicable to that Plan). The second recommendation is useful if the value you get from plan perks outweighs slightly lower interest earnings.

While the core Revolut plans (Standard, Plus, Premium, Metal, Ultra) are generally available across the EEA, specific fees, savings interest rates (APY), and even some benefits can vary slightly between countries. This tool uses generally applicable EEA rates where possible, but for precise local details, refer to the official Revolut app or website for your specific country.

The tool uses the Annual Percentage Yield (APY) provided by Revolut for each plan and currency. It calculates the estimated monthly interest by applying the formula: (Balance * (APY / 100)) / 12. Net monthly interest then subtracts the plan's monthly fee. Note that APY can change and interest might compound daily in the actual Revolut app.

Higher-tier Revolut plans offer various benefits that can provide significant value. Examples include partner subscriptions (e.g., Financial Times, Headspace, NordVPN), comprehensive travel insurance, airport lounge access, cashback on card spending, enhanced customer support, and better foreign exchange rates. Use the Select Used Benefits section in our tool to see a detailed list and factor their value into your comparison.

We aim to keep the Revolut plan information (fees, APY, benefits list) reasonably up-to-date based on public sources for the EEA region. However, Revolut updates its offerings periodically. For the absolute latest information, always consult the official Revolut website or app for your country.